If you were a member of the LDF in 2019 but failed to renew by February 29, 2020 your coverage has lapsed. In order to reinstate your coverage you must submit a NEW application and pay the prorated amount depending on the month you sign up. Please be advised that anyone who did not renew by February 29, their coverage would not be in effect during the period between the 29th and the date in which you re-apply. Any questions concerning the LDF can be directed to [email protected]. For more information on signing up for the LDF please click here